【How Did China Manage To Become The Trend】

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founded in 1987 in shekou，shenzhen industrial zone，chinamerchantsbankwasatthesameagewithothermajorchinesecommercialbanks， including bank of communications，citic bank，everbrightbankandshenzhendevelopmentbank。

when jack ma founded taobao in 2003，Ebayalreadyhaddevelopedamaturebusinessmodeltolearnfrom.PET tier ' s " PayPal " Andelonmusk ' s " x " afteralastingcompetitionbetweenthem，theyfinallymergedandedupbeingsoldtoebay.taobaolearnedfromebayandpaypal ' sready-made e butsooncameoutoftheblue.asamatteroffact，whattaobaoandalipayhasachievedinchinaisquiteincrediblecomparedwithatofebaypayand。

whenalipaywasleadingtheonlinepaymentmarket， tencents " tenpay " alsohadathird-partypaymentlicense.althoughitrankedthesecondonthechineseonlinepaymentmarketbackthen，itsreps

theconceptinternetfinancehasgonethroughsignificantchangesinrecentyears.asismentionedabove， thechinesebankingindustryhasstartedtransformingitsfinancialservicethroughcomputingtechnologyandinternetinthe 1990 s， andchinasmobilepaymenthistorydatesbackmuchearlierthan，whentheconceptinternetfinancebegantobemoreandmoretalkedabout。

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